Denise M. Penz

Denise M. Penz is the Co-Founder, Chief Executive Officer, and Vice-Chairman of The Preferred Legacy National Trust Bank, an institution established in 2020 with a vision to provide trusted, relationship-driven financial services.  A U.S. Navy veteran, Denise began her banking career in 1997, bringing the discipline, resilience, and leadership skills she developed during her military service.

 

Over nearly three decades, Denise has built a distinguished career leading across every sector of the financial industry, including trust and wealth management, private banking, brokerage, retail banking, mortgage lending, and commercial operations. Her experience spans community banks and large regional institutions, giving her a unique perspective on client service, operational excellence, and strategic growth.

 

In 2009, Denise founded and led a private equity group that successfully purchased and operated a commercial bank in Ohio until its sale in 2017. This entrepreneurial achievement further deepened her expertise in bank ownership, corporate board service, governance, and value creation.

 

Denise holds a Bachelor of Science in Accounting and Management from West Liberty University, a Master of Business Administration from Wheeling Jesuit University, and a graduate-level certificate from Cannon Trust Schools.

 

Deeply committed to her community, Denise serves on the board of trustees for A Special Wish Foundation, is a member of The Women’s Giving Circle, a founding member of Women’s Impact, a board member of the West Liberty University Foundation and Wheeling Country Day School,  serves as President of the board of Beyond BASIC, and is a past President of the YWCA Wheeling.